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April 11, 2012

Outsmart Identity Thieves

5 Signs of Identity Theft

1 Your mail goes missing. If you stop receiving bills, bank statements or other mail, it could mean that an ID thief has changed the address on those accounts.

2 You're denied a credit card, a loan or a mortgage, even though you have an excellent credit history. Someone may have racked up charges in your name that were never paid, destroying your credit rating.

3 You receive bills for goods or services you didn't buy. The unexpected bills are a red flag that your credit card information was most likely stolen.

4 You're bombarded with calls from collection agencies about unpaid charges you never made.

5 After you file your taxes, you're notified by the IRS that someone has already filed under your name and social security number. Now she has your tax refund.

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